Same mission, new partnership. Greenwood members are invited to open a DreamFi account before November 12, 2026.
Greenwood was built on a simple idea: our community deserves a bank made for us. Today that idea is getting bigger.
DreamFi was co-founded by civil rights attorney Ben Crump to help families build financial stability and generational wealth. It is the same commitment that brought you to Greenwood.
A checking account and Visa® debit card, plus term life insurance, telehealth, and protections that go well beyond a card.2,3,4,5
Joining DreamFi is up to you, and you are free to bank wherever you choose. Nothing transfers automatically, and Greenwood does not share your information.
Then $9.99/month.6 Offer terms apply.6 Start from this page so your Greenwood offer is applied. You will finish signing up on DreamFi's site. You need to be 18 or older with a Social Security number, a U.S. mobile number, and a residential address. Your debit card arrives in 7 to 10 business days, so sign up early. Opening a DreamFi account is optional and subject to DreamFi's approval.
30 days free → Stay 60 days + 1 qualifying purchase → Get $40
Open an eligible DreamFi account through the Greenwood member offer and get your first 30 days of DreamFi membership free.6
Make at least one qualifying purchase with your DreamFi Visa® debit card during your first 60 days.3,6
Stay an active DreamFi member for 60 days. Once you qualify, DreamFi will deposit $40 into your DreamFi checking account.6
Then $9.99/month after the free trial.6 Offer terms apply.6
Greenwood was built so our community would have a bank of its own. DreamFi carries that work forward.
Financial freedom makes personal freedom more than just a dream.
DreamFi is a membership. One monthly price covers your checking account and a set of benefits built to protect your family and help you get ahead.13
As part of the Greenwood and DreamFi partnership, the Greenwood banking program with Coastal Community Bank, Member FDIC, is transitioning and all Greenwood accounts will close at the end of the day on Thursday, November 12, 2026.
Until then your account works as it does today, and your deposits stay at Coastal Community Bank, eligible for FDIC insurance, subject to applicable limits and requirements.1 Greenwood will not move your money for you, so a few steps are needed on your part before November 12, whether you join DreamFi or bank wherever you choose. For any account not closed by the member by November 12, Greenwood access will end and your deposits remain at Coastal Community Bank, Member FDIC, until they are returned to you by check.
Five steps, in this order. Greenwood will not move your money for you, so take these steps to make your move smooth. Support can walk you through every one of them.
Joining DreamFi is your choice. If you are banking somewhere else, skip to step 2. Otherwise download the DreamFi app and sign up from this page so your Greenwood member offer is applied. Have your Social Security number, U.S. mobile number, and home address ready. Your DreamFi debit card arrives in 7 to 10 business days. See the offer.
Transfer your balance to DreamFi or to any bank account, spend it, withdraw it at an ATM, or request a check from Greenwood support. If your balance is higher than a transfer limit, we will help you move it. Cash deposits at DreamFi are limited to $1,000 a day at participating Allpoint+ locations.
Point your paycheck, benefits, and automatic payments at your new account. Anything sent to your Greenwood account after November 12 is returned to the sender. If you receive Social Security, VA, or other government benefits, change your deposit account with the agency now. It can take a full payment cycle.
Check your profile in the Greenwood app. Any balance left after November 12 is mailed there by check from Coastal Community Bank. Change your address in the app through November 12, or through support through November 24.
Statements stay available in the app through December 22, 2026. Your final statement covers everything that posts through the closing of your account.
Greenwood and DreamFi, a financial technology company co-founded by renowned civil rights attorney Ben Crump, have joined forces to bring members a stronger platform, more resources, and a shared mission of economic justice. As part of this transition, the Greenwood banking program with Coastal Community Bank, Member FDIC, is transitioning and every Greenwood account closes at the end of the day on Thursday, November 12, 2026. Greenwood members are invited to join DreamFi, which is live today.
Until then your account works as it does today. There is no fee to close, and this closure does not affect your credit score.
DreamFi is a financial technology company co-founded by civil rights attorney Ben Crump, created to help families strengthen their financial stability and build toward what comes next. DreamFi is not a bank. Banking services are provided by FinWise Bank, Member FDIC, so deposits at DreamFi are FDIC insured through FinWise Bank.2
DreamFi is a separate company from Greenwood, and it is live today.
You sign up in the DreamFi app. You need to be 18 or older and have a Social Security number, a U.S. mobile number, and a residential address. Your DreamFi Visa debit card arrives in 7 to 10 business days, and you activate it in the app.
Greenwood members can get $40 with DreamFi. Your first 30 days of DreamFi membership are free.6 Stay a DreamFi member for 60 days and make one qualifying purchase with your DreamFi Visa® debit card during that time.3,6 Once you qualify, DreamFi will deposit $40 into your DreamFi checking account.6
After the first 30 days, membership is $9.99 a month.6 Start from this page so the offer is applied. Opening a DreamFi account is optional and subject to DreamFi's approval. Offer terms apply.6
Yes. DreamFi membership includes a checking account with no minimum balance requirement and a DreamFi Visa® debit card.2,3 You can shop in stores and online, pay bills, set up direct deposit, and use 50,000+ surcharge-free ATMs through the Allpoint network.8
DreamFi does not offer a separate savings account today. Eligible DreamFi members can receive a monthly promotional cash bonus of up to $100 based on their average checking balance, using the tiers below.7 If a dedicated savings account matters to you, you are free to open one at any bank.
Either way, move your Greenwood savings balance before November 12, 2026.
Eligible DreamFi members can receive a monthly promotional cash bonus of up to $100 based on their average end-of-day checking account balance for the prior calendar month.7
| Average balance | Monthly bonus |
|---|---|
| $500 to $999.99 | +$2.50 |
| $1,000 to $2,499.99 | +$5.00 |
| $2,500 to $4,999.99 | +$10.00 |
| $5,000 to $9,999.99 | +$20.00 |
| $10,000 to $24,999.99 | +$40.00 |
| $25,000 to $49,999.99 | +$75.00 |
| $50,000 or more | +$100.00 |
The bonus is calculated using your average end-of-day account balance for the prior calendar month and is subject to DreamFi's promotional terms, tiers, caps, and eligibility requirements.7
Yes. Your deposits are held at Coastal Community Bank and remain eligible for FDIC insurance, subject to applicable limits and requirements.1
Everything keeps working through November 12, 2026: your card, direct deposit, transfers, and bill pay. At the end of that day your card stops working, and transfers, bill payments, and deposits stop. Anything sent to your Greenwood account after November 12 is returned to the sender.
Mobile Deposit is not available during the transition.
Any balance left after November 12 is mailed to your address on file by check from Coastal Community Bank by December 2, 2026. There is no fee to close your account.
Confirm your mailing address in the Greenwood app through November 12, or through support through November 24.
No. This closure has no impact on your credit score.
Statements stay available in the app through December 22, 2026, and your final statement covers everything that posts through the closing of your account.
Disputes and unauthorized transactions are handled the same way as today, through December 22, 2026. After that, contact Coastal Community Bank using the contact information in your final notice.
Interest earned in 2026 gets a tax form by January 31, 2027.
Greenwood Invest is closing on its own timeline. Invest accounts are held at DriveWealth, and Invest customers have through October 20, 2026 to sell their holdings or transfer the account to another broker. DriveWealth liquidates anything left on October 21, 2026. Invest customers get a separate notice with the steps.
DreamFi does not offer investing. You are free to choose any investing platform, and we are putting together options to share with members, including platforms built for our community. Greenwood support can help you understand your choices.
We are excited to help you with the transition to DreamFi, and we are here for you every step of the way. The support team is staffed through December 22, 2026, and every question about your money gets a same-day path.
Reach us at support@gogreenwood.com or through chat in the Greenwood app, through December 22, 2026.
If your balance is higher than a transfer limit, contact support and we will help you move it, including balances above DreamFi's Add Money limit.
For checks and disputes after December 22, contact Coastal Community Bank using the contact information in your final notice.
For signing up, the Greenwood member offer, Add Money, and membership benefits, contact DreamFi at 833-637-3266 or support@dreamfi.com.
Greenwood support hours, Eastern time. Phone with a live agent at 844-625-1921, Tuesday through Thursday, 11am to 7pm. Chat and email, Monday through Friday, 10am to 7pm. The same phone number has an automated line for balances, recent activity, and locking or unlocking a card.