This Is Greenwood.
Then.Now. Always.
Take back control of our lives and our financial future.
This Is Greenwood.
About Us
We draw inspiration from Tulsa’s historic Greenwood District—the legendary “Black Wall Street.” At its height, Greenwood housed over 10,000 residents and 600 flourishing businesses, standing as a powerful testament to economic self-determination where the Black dollar circulated more than 30 times before leaving the community. In 1921, this prosperous haven was devastated by racial violence.
Today, a renaissance is unfolding. We’re witnessing a Solidarity Surge across the Black community—a collective recommitment to supporting one another through embracing services designed specifically for Black experiences, redirecting resources away from institutions with histories of exclusion, and harnessing our collective purchasing power to strengthen Black enterprises. Our financial platform exists to serve this movement.
We are Greenwood
These faces? They are the entrepreneurs, the creators, the culture shifters, and the wealth builders carrying the Greenwood legacy forward. Their success is our mission. Their dreams are our foundation.
Together, we’re reclaiming our financial power, recirculating the Black dollar, and rewriting the future. This is more than banking—it’s a movement.
Join us. Build with us. Because Greenwood is us.
1Greenwood is a financial technology company, not an FDIC-insured bank. Banking Services provided by Coastal Community Bank, Member FDIC. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met.
2When you choose to add to your Greenwood Debit Card to the Greenwood Gives Back Program, you are given the choice to donate the change to either the National Association for the Advancement of Colored People (NAACP), United Negro College Fund (UNCF). For every person that opts into the Program, we round up the amount of Greenwood Debit Card transactions made using your Greenwood Debit Card feature in your Greenwood Spending Account to the next whole dollar amount (from $0.01 to $0.99), and transfer the amount in excess of the purchase price to a Greenwood Gives Back Service Account. Even dollar transactions ($xx.00) are not considered qualifying transactions and are not eligible to be rounded up for this Service. Greenwood then aggregates all dollars in the Greenwood Gives Back Savings Account and makes one contribution to the non-profit selected in the sign-up period.
3Direct Deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period.
4MasterCard’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by MasterCard. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
5The Annual Percentage Yield (APY) for savings accounts through Greenwood is variable and is subject to change at any time. The disclosed APY is effective as of May 22, 2023. An account must have $0.01 in savings to earn interest.
6Check deposits received after 5PM ET on a business day (excluding weekends and bank holidays) will be processed the next business day. Funds are generally made available within 4 business days after the deposit is approved. All deposits are subject to review and acceptance is not guaranteed.
To prevent delays in the processing of your check, please check the following:
- Your name should be in the “Pay To The Order Of” field
- Check is drawn on a financial institution in the United States
- Check is dated within the last six (6) months
- Write “For Greenwood Mobile Deposit Only” under your endorsement
7Out-of-network ATM withdrawal fees apply. Greenwood will charge an ATM Withdrawal Fee of $2.50, in addition to any fees charged by the ATM operator. Please refer to account terms and conditions.
The Elevate membership is $200 per month. Opening an account through Greenwood is optional. Travel, spend and experiences benefits are only available with the Greenwood account and Elevate Debit Card.
⁹Greenwood Investment Advisors Accounts are held at a broker-dealer and qualified custodian DriveWealth, LLC, member SIPC and FINRA. Cash and investments in this account are protected by SIPC up to $500,000, with a limit of $250,000 for cash. For details, please see https://www.sipc.org are held at a broker-dealer and qualified custodian.
Investment advisory services are provided by Greenwood Investment Advisors LLC, an SEC registered investment adviser. Brokerage services are provided by DriveWealth LLC, member FINRA/SIPC.
Investments in securities: Not FDIC Insured – Not Bank Guaranteed – May Lose Value.
All other product names, logos, brands, trademarks, and registered trademarks are property of their respective owners. All company, product, and service names used in this website are for identification purposes only. Use of these names, trademarks, and brands does not imply endorsement.
©2020-2024 Greenwood, Inc.