Take your career and lifestyle to the next level with Greenwood Elevate membership for only $200 a month.

Elevate is your all-access pass to take your career and lifestyle to the next level.

Membership includes all of the benefits for $200 per month.

Advance your career as part of a professional community

Get access to The Gathering Spot’s network of professionals, creatives and entrepreneurs, curated experiences, exclusive content, and clubs with workspace, event space, restaurant, and bar. Join Valence’s professional networking platform and access tens of thousands of job listings through the recruiting database.

Unlock Exclusive Experiences

Take advantage of a range of invitation-only events and experiences, including A3C – Atlanta’s premier music, tech, and culture festival. Plus, you can get exclusive golf experiences and benefits.

Travel in Style

Book luxury hotels and gain access to airport concierge service, access over 1,200 Priority Pass Lounges worldwide, and other benefits that give you peace of mind when you travel.

Spend with Confidence

Get an extended purchase warranty, reimbursed for damaged items or in cases of ID theft plus cash advance and card replacement in emergencies.


The Gathering Spot Membership

Get access to a premier network of professionals, creatives, and entrepreneurs, curated experiences, concierge services, club (with complimentary breakfast), workspace, event space, restaurant and bar with a monthly value of $200 per month. Catch up on over 10,000 hours of exclusive on-demand conversations within our content library.

A3C Festival

Complimentary access to the A3C Festival and Conference, the south’s premier annual music, tech and culture event, a $300 value for event.

Use Valence to level up professionally

Valence gives you access to mentors, the opportunity to network with others in your community and an elite job board with over 5,000 career opportunities.


Exclusive Membership Only Experiences

Access to Cardholder invitation-only event and exclusive Priceless Offers & Experiences at home and abroad in over 40 cities around the world.

Exclusive Golf Experiences

Elevate gets you access to exclusive PGA TOUR® experiences and other amazing golf benefits that you can enjoy by using our Golf Concierge Service.


Book Luxury Hotels & Resorts

Amenities and upgrades at more than 3,000+ properties around the globe, like complimentary breakfast for two daily, amenity credits up to $100 and more.

Trip Cancellation and Interruption Coverage

Get coverage of up to $5000 a year for personal expenses missed departures, missed connections and delayed, cancelled or overbooked flights.*

*Only applies if covered trip has been paid in total with Elevate card.

Lost Luggage Insurance

If your checked baggage is lost we will help track down your missing luggage and keep you posted on our progress. Have peace of mind knowing you have protection from lost luggage to the value of up to $3000 a year.

Priority Pass

Enjoy access to the more than 1,200 VIP lounges in airports around the world. Give yourself the opportunity to relax, refresh, and enhance your airport experience.


A complimentary 24/7/365 concierge service that acts as a personal assistant to reserve that perfect table, locate hard-to-find items and other ways to make your experience special.


A complimentary 24/7/365 concierge service that acts as a personal assistant to reserve that perfect table, locate hard-to-find items and other ways to make your experience special.


Purchase Assurance

Gives you peace of mind by reimbursing you for items up to $1000 per claim that get damaged or stolen within 90 days of purchase.

Price Drop Protection

If you buy an item and later find it advertised for a lower price, Price Drop Protection allows you to file a claim to be refunded the difference up to $1000 per claim.

ID Theft Protection

Monitor your credit file for fraud, receive notifications about suspicious activity and get help from a resolution specialist.

Emergency card replacement for lost or stolen cards

Get emergency assistance virtually anytime, anywhere and in any language. Report a lost or stolen card, get an emergency replacement and more.

Cellular Wireless Protection

Reimbursement for the cost to replace or repair a stolen or damaged eligible cellular wireless telephone up to $500 per year.

Extended Warranty

Get double the original manufacturer (or store) warranty on your purchases.
Take your career and lifestyle to the next level with Greenwood Elevate membership for only $200 a month.
  • 1Greenwood is a financial technology company, not a bank. Banking services provided by Coastal Community Bank, Member FDIC. Deposits are insured up to $250,000 per depositor. The Greenwood Debit Card is issued by Coastal Community Bank pursuant to a license by Mastercard® International.

  • 2When you choose to add to your Greenwood Debit Card to the Greenwood Gives Back Program, you are given the choice to donate the change to either the National Association for the Advancement of Colored People (NAACP), United Negro College Fund (UNCF). For every person that opts into the Program, we round up the amount of Greenwood Debit Card transactions made using your Greenwood Debit Card feature in your Greenwood Spending Account to the next whole dollar amount (from $0.01 to $0.99), and transfer the amount in excess of the purchase price to a Greenwood Gives Back Service Account. Even dollar transactions ($xx.00) are not considered qualifying transactions and are not eligible to be rounded up for this Service. Greenwood then aggregates all dollars in the Greenwood Gives Back Savings Account and makes one contribution to the non-profit selected in the sign-up period.

  • 3 Direct Deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period.

  • 4 MasterCard's Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by MasterCard. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

  • 5 The Annual Percentage Yield (APY) for savings accounts through Greenwood is variable and is subject to change at any time. The disclosed APY is effective as of December 14, 2022. An account must have $0.01 in savings to earn interest.

    6Check deposits received after 5PM ET on a business day (excluding weekends and bank holidays) will be processed the next business day. Funds are generally made available within 4 business days after the deposit is approved. All deposits are subject to review and acceptance is not guaranteed. To prevent delays in the processing of your check, please check the following:
  • • Your name should be in the “Pay To The Order Of” field
  • • Check is drawn on a financial institution in the United States
  • • Check is dated within the last six (6) months
  • • Write “For Greenwood Mobile Deposit Only” under your endorsement

  • 7Out-of-network ATM withdrawal fees apply. Greenwood will charge an ATM Withdrawal Fee of $2.50, in addition to any fees charged by the ATM operator. Please refer to account terms and conditions.

    The Elevate membership is $200 per month. Opening an account through Greenwood is optional. Travel, spend and experiences benefits are only available with the Greenwood account and Elevate Debit Card.

    All other product names, logos, brands, trademarks, and registered trademarks are property of their respective owners. All company, product, and service names used in this website are for identification purposes only. Use of these names, trademarks, and brands does not imply endorsement.

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