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Ever heard of a collective good? Quick economics class refresher! A collective good is something like a greener environment, which everyone can enjoy whether they contribute to it or not. The problem with these goods is that people have the incentive to ‘free-ride’ and enjoy say, the recycling effort of...
Rianka R. Dorsainvil, CFP
Black and brown Americans continue to start small businesses at record rates, excitingly led by Black women who currently account for 2.7 businesses nationwide. Are you one of them? If so, congratulations! The grit and determination from building something from scratch is a success that you can proudly hold for...
Disappearing dollar bill, representing inflation
The consumer price index rose 7% in 2021, the largest 12-month gain since 1982. So far, it has not eased in 2022, and most forecasts expect it to stay elevated for the rest of the year. So, what does this mean for most Americans? The answer depends on the response...

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