The Greenwood Marketplace helps carry the original Greenwood District vision forward: Black entrepreneurs can gain access to loans to grow their business, students can get help refinancing their student loans, and families can life insurance companies to be more secure
Unlock the potential of your dreams with loans designed specifically for Black entrepreneurs and students,
as well as for covering daily life expenses. Free to apply in minutes — no Greenwood Membership required!
Compare multiple funding options.
Offers in minutes with no impact to your credit.
Empowering the next generation.
Take control of your credit.
Nearly half of Black America is uninsured or underinsured. With term, whole life and universal options available, provide your family peace of mind. Apply today!
Control your coverage. Apply in 3 easy steps.
Find life insurance policies for under $55/mo.
Black founded and owned insurance company.
Greenwood Premium Membership is specifically designed for the Black community, emphasizing transparency and trust. Enjoy a no-hidden-fees Mastercard® debit card, early paycheck access, high-interest savings, and investment opportunities in stocks and ETFs. Support community projects through roundup donations and benefit from robust financial education and support. Join us to advance your financial freedom with confidence.
1Greenwood is a financial technology company, not a bank. Banking services provided by Coastal Community Bank, Member FDIC. Deposits are insured up to $250,000 per depositor. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. The Greenwood Debit Mastercard® is issued by Coastal Community Bank pursuant to a license by Mastercard International.
2When you choose to add to your Greenwood Debit Card to the Greenwood Gives Back Program, you are given the choice to donate the change to either the National Association for the Advancement of Colored People (NAACP), United Negro College Fund (UNCF). For every person that opts into the Program, we round up the amount of Greenwood Debit Card transactions made using your Greenwood Debit Card feature in your Greenwood Spending Account to the next whole dollar amount (from $0.01 to $0.99), and transfer the amount in excess of the purchase price to a Greenwood Gives Back Service Account. Even dollar transactions ($xx.00) are not considered qualifying transactions and are not eligible to be rounded up for this Service. Greenwood then aggregates all dollars in the Greenwood Gives Back Savings Account and makes one contribution to the non-profit selected in the sign-up period.
3Direct Deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period.
4MasterCard’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by MasterCard. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
5The Annual Percentage Yield (APY) for savings accounts through Greenwood is variable and is subject to change at any time. The disclosed APY is effective as of May 22, 2023. An account must have $0.01 in savings to earn interest.
6Check deposits received after 5PM ET on a business day (excluding weekends and bank holidays) will be processed the next business day. Funds are generally made available within 4 business days after the deposit is approved. All deposits are subject to review and acceptance is not guaranteed.
To prevent delays in the processing of your check, please check the following:
7Out-of-network ATM withdrawal fees apply. Greenwood will charge an ATM Withdrawal Fee of $2.50, in addition to any fees charged by the ATM operator. Please refer to account terms and conditions.
The Elevate membership is $200 per month. Opening an account through Greenwood is optional. Travel, spend and experiences benefits are only available with the Greenwood account and Elevate Debit Card.
⁹Greenwood Investment Advisors Accounts are held at a broker-dealer and qualified custodian DriveWealth, LLC, member SIPC and FINRA. Cash and investments in this account are protected by SIPC up to $500,000, with a limit of $250,000 for cash. For details, please see https://www.sipc.org are held at a broker-dealer and qualified custodian.
Investment advisory services are provided by Greenwood Investment Advisors LLC, an SEC registered investment adviser. Brokerage services are provided by DriveWealth LLC, member FINRA/SIPC.
Investments in securities: Not FDIC Insured – Not Bank Guaranteed – May Lose Value.
All other product names, logos, brands, trademarks, and registered trademarks are property of their respective owners. All company, product, and service names used in this website are for identification purposes only. Use of these names, trademarks, and brands does not imply endorsement.
Greenwood, Inc is not a lender. All decisions and terms offered are the responsibility of the participating lenders. Your results will be unique based on the items showing in your credit report, zip code and other factors for certain products and services. Not all consumers will qualify for the advertised rates and certain restrictions may apply depending on the type of loan.
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