A premium financial experience. Built for our community.

With a Premium membership, enjoy greater security, additional support, and more opportunities for life outside of finances, for just $9.99 a month.

Experience more with the Greenwood Premium Membership.

ADVANCE
YOUR CAREER

UNLOCK
EXCLUSIVE EXPERIENCES

TRAVEL
IN STYLE

SPEND WITH
CONFIDENCE

Membership includes all of the benefits for $9.99 per month.

Advance your career as part of a professional community

Get access to The Gathering Spot’s network of professionals, creatives and entrepreneurs, curated experiences, exclusive content, and clubs with workspace, event space, restaurant, and bar. Join Valence’s professional networking platform and access tens of thousands of job listings through the recruiting database.

Unlock Exclusive Experiences

Take advantage of a range of invitation-only events and experiences, including A3C – Atlanta’s premier music, tech, and culture festival. Plus, you can get exclusive golf experiences and benefits.

Travel in Style

Save on flights, get free daily breakfast for two plus amenities at more than 2,000 luxury hotels and resorts, savings and elite membership status through participating car rental companies and much more!

Spend with Confidence

Get an extended purchase warranty, reimbursed for damaged items or in cases of ID theft plus cash advance and card replacement in emergencies.

ADVANCE YOUR CAREER AS PART OF AN ACTIVE PROFESSIONAL COMMUNITY

A3C Festival

Complimentary access to the A3C Festival and Conference, the south’s premier annual music, tech and culture event, a $300 value for event.

Use Valence to level up professionally

Valence gives you access to mentors, the opportunity to network with others in your community and an elite job board with over 5,000 career opportunities.

UNLOCK EXCLUSIVE EXPERIENCES

Exclusive Membership Only Experiences

Access to Cardholder invitation-only events and exclusive Offers & Experiences at home and abroad included with your membership.

Exclusive Golf Experiences

Elevate gets you access to exclusive PGA TOUR® experiences and other amazing golf benefits that you can enjoy by using our Golf Concierge Service.

TRAVEL IN STYLE

Book Luxury Hotels & Resorts

Amenities and upgrades at more than 2,000+ properties around the globe, like complimentary breakfast for two daily, amenity credits up to $100 and more.

Lost Luggage Insurance

If your checked baggage is lost we will help track down your missing luggage and keep you posted on our progress. Have peace of mind knowing you have protection from lost luggage to the value of up to $3000 a year.

Concierge

A complimentary 24/7/365 concierge service that acts as a personal assistant to reserve that perfect table, locate hard-to-find items and other ways to make your experience special.

SPEND WITH CONFIDENCE

Purchase Assurance

Gives you peace of mind by reimbursing you for items up to $1000 per claim that get damaged or stolen within 90 days of purchase.

Price Drop Protection

If you buy an item and later find it advertised for a lower price, Price Drop Protection allows you to file a claim to be refunded the difference up to $1000 per claim.

ID Theft Protection

Monitor your credit file for fraud, receive notifications about suspicious activity and get help from a resolution specialist.

Emergency card replacement for lost or stolen cards

Get emergency assistance virtually anytime, anywhere and in any language. Report a lost or stolen card, get an emergency replacement and more.

Cellular Wireless Protection

Reimbursement for the cost to replace or repair a stolen or damaged eligible cellular wireless telephone up to $500 per year.

Extended Warranty

Get double the original manufacturer (or store) warranty on your purchases.

Take your career and lifestyle to the next level with Greenwood Premium membership for only $9.99 a month.

¹Greenwood is a financial technology company, not a bank. Banking services provided by Coastal Community Bank, Member FDIC. Deposits are insured up to $250,000 per depositor. The Greenwood Debit Card is issued by Coastal Community Bank pursuant to a license by Mastercard® International.
²When you choose to add to your Greenwood Debit Card to the Greenwood Gives Back Program, you are given the choice to donate the change to either the National Association for the Advancement of Colored People (NAACP), United Negro College Fund (UNCF). For every person that opts into the Program, we round up the amount of Greenwood Debit Card transactions made using your Greenwood Debit Card feature in your Greenwood Spending Account to the next whole dollar amount (from $0.01 to $0.99), and transfer the amount in excess of the purchase price to a Greenwood Gives Back Service Account. Even dollar transactions ($xx.00) are not considered qualifying transactions and are not eligible to be rounded up for this Service. Greenwood then aggregates all dollars in the Greenwood Gives Back Savings Account and makes one contribution to the non-profit selected in the sign-up period.
³ Direct Deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period.
⁴ MasterCard's Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by MasterCard. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
⁵ The Annual Percentage Yield (APY) for savings accounts through Greenwood is variable and is subject to change at any time. The disclosed APY is effective as of December 14, 2022. An account must have $0.01 in savings to earn interest.
⁶Check deposits received after 5PM ET on a business day (excluding weekends and bank holidays) will be processed the next business day. Funds are generally made available within 4 business days after the deposit is approved. All deposits are subject to review and acceptance is not guaranteed. To prevent delays in the processing of your check, please check the following:
• Your name should be in the “Pay To The Order Of” field
• Check is drawn on a financial institution in the United States
• Check is dated within the last six (6) months
• Write “For Greenwood Mobile Deposit Only” under your endorsement
⁷Out-of-network ATM withdrawal fees apply. Greenwood will charge an ATM Withdrawal Fee of $2.50, in addition to any fees charged by the ATM operator. Please refer to account terms and conditions.
The Elevate membership is $200 per month. Opening an account through Greenwood is optional. Travel, spend and experiences benefits are only available with the Greenwood account and Elevate Debit Card.

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