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Blog > Crypto, DeFi take center stage at Money 20/20

Published on November 2, 2021

Crypto, DeFi take center stage at Money 20/20

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¹1Greenwood is a financial technology company, not a bank. Banking services provided by Coastal Community Bank, Member FDIC. Deposits are insured up to $250,000 per depositor. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. The Greenwood Debit Mastercard® is issued by Coastal Community Bank pursuant to a license by Mastercard International.
²When you choose to add to your Greenwood Debit Card to the Greenwood Gives Back Program, you are given the choice to donate the change to either the National Association for the Advancement of Colored People (NAACP), United Negro College Fund (UNCF). For every person that opts into the Program, we round up the amount of Greenwood Debit Card transactions made using your Greenwood Debit Card feature in your Greenwood Spending Account to the next whole dollar amount (from $0.01 to $0.99), and transfer the amount in excess of the purchase price to a Greenwood Gives Back Service Account. Even dollar transactions ($xx.00) are not considered qualifying transactions and are not eligible to be rounded up for this Service. Greenwood then aggregates all dollars in the Greenwood Gives Back Savings Account and makes one contribution to the non-profit selected in the sign-up period.
³Direct Deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period.
⁴MasterCard's Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by MasterCard. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
⁵The Annual Percentage Yield (APY) for savings accounts through Greenwood is variable and is subject to change at any time. The disclosed APY is effective as of May 22, 2023. An account must have $0.01 in savings to earn interest.
⁶Check deposits received after 5PM ET on a business day (excluding weekends and bank holidays) will be processed the next business day. Funds are generally made available within 4 business days after the deposit is approved. All deposits are subject to review and acceptance is not guaranteed.

To prevent delays in the processing of your check, please check the following:

• Your name should be in the “Pay To The Order Of” field
• Check is drawn on a financial institution in the United States
• Check is dated within the last six (6) months
• Write “For Greenwood Mobile Deposit Only” under your endorsement
⁷Out-of-network ATM withdrawal fees apply. Greenwood will charge an ATM Withdrawal Fee of $2.50, in addition to any fees charged by the ATM operator. Please refer to account terms and conditions.
⁹Investment advisory services are provided by Greenwood Investment Advisors LLC, an SEC registered investment adviser. Greenwood Investment Advisors Accounts are held at a broker-dealer and qualified custodian DriveWealth, LLC, member SIPC and FINRA.Cash and investments in this account are protected by SIPC up to $500,000, with a limit of $250,000 for cash. For details, please see https://www.sipc.org.

All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. Before investing, consider your investment objectives and Greenwood Investment Advisor’s charges and expenses. Greenwood Investment Advisor’s internet-based advisory services are designed to assist clients in achieving discrete financial goals. They are not intended to provide comprehensive tax advice or financial planning with respect to every aspect of a client's financial situation and do not incorporate specific investments that clients hold elsewhere. For more details, see our Brochure (https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=857806) and Form CRS (https://reports.adviserinfo.sec.gov/crs/crs_327470.pdf).

Investments in securities: Not FDIC Insured - Not Bank Guarantee - May Lose Value.
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To be eligible for a Cash Back Reward, at the time of purchase, customers must be a Premium member, use their Greenwood Mastercard® Debit Card to make a qualified transaction at a participating business while the offer is published on the Greenwood website and mobile app. Terms apply

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